Business Auto

Any insurance pertaining to the use or ownership of a vehicle. Common coverages are liability, physical damage and personal injury (medical expense).

1. Bodily Injury Liability coverage – Bodily injury is defined as meaning bodily harm, sickness, or disease, including required care, loss of services, and death that results. A liability insurance policy will pay to a stated limit for events resulting from your negligence. A liability policy will also usually pay for property damage and medical expenses incurred by the injured party.
2. Physical Damage Coverage – Insurance against damage to tangible property. Automobile physical damage covers damage to your vehicle.
3. Personal injury – Insurance for other people in your vehicle and pedestrians injured or killed in a motor vehicle accident.