Automobile

In this busy world, auto insurance is a must!  This policy can protect you, your vehicle and your passengers.  We’ve got competitive rates and can set up a policy with the right deductibles and limits you want.  Call us for a fast quote 1-800-342-3184.

Common coverages are liability, physical damage and personal injury (medical expense).

• Bodily Injury Liability coverage – Bodily injury is defined as bodily harm, sickness, or disease, including required care, loss of services, and death that results.  A liability insurance policy will pay to a stated limit for events resulting from your negligence.  A liability policy will also usually pay for property damage and medical expenses incurred by the injured party.
• Physical Damage Coverage – Insurance against damage to your vehicle.
• Personal injury – Insurance for other people in your vehicle and pedestrians injured or killed in a motor vehicle accident.

Homeowners

Insurance that combines liability insurance and hazard (fire) insurance. This policy provides coverage for your structure and personal effects, such as furniture and clothing, and can be customized to get you additional coverage for personal belongings like jewelry, fine art, antiques and collectibles.

Umbrella Liability

This type of liability insurance provides higher limits of liability protection and can offer broader coverage for larger losses.  These policies are extremely inexpensive for the amount of additional coverage you can buy.  Call us today to see if you need this policy.

Renters Insurance

Very much like a homeowner’s policy without the property coverage for the structure since renters do not own the building they live in. This policy covers liability and personal effects such as furniture and clothing. Fine art, antiques and collectibles can be added to a renters policy just like a homeowner’s policy.

Recreational Vehicle

People love their toys and we’ve got policies to protect them.  Similar to automobile coverage, a recreational vehicle policy is designed for motorcycles, snowmobiles, ATV’s, boats and personal watercraft.  This policy provides both liability coverage and property damage to the vehicle.